How it works

Get approved, then order.

Jinport gives you an approved trade credit line for buying wholesale from China. Here is what we look at, how long it takes, and how an order runs from deposit to delivery.

Jinport works like buy now, pay later, applied to Chinese wholesale. First we assess your business and approve a trade credit line. Once approved, a 20% deposit confirms an order, the factory is paid in full upfront, the goods ship, and you settle the balance later on the supply terms Jinport provides.

Getting approved

What we assess, and how long it takes.

1

Tell us about your business

  • Company profile or website
  • Your business model
  • Core products you buy
  • The trade credit amount you need
  • Your preferred terms, for example CIF 60 days
  • How you currently import
2

Credit evaluation

  • Provide your business registration
  • We review your business and credit standing
  • We confirm an approved credit term and amount
  • You receive a clear, executable proposal
3

Supply and pricing review

  • Your previous Chinese supplier details
  • Historical purchase pricing
  • Your future shipment plan
  • We prepare your quotation and execution plan
5working days

For approvals up to USD 2 million on CIF 60 day terms, we aim to come back within five working days.

10working days

For approvals above USD 2 million on CIF 60 day terms, evaluation takes up to ten working days.

The payment split

Two payments. One order.

20%
At checkout
Your deposit confirms the order once your trade credit is approved. The factory is paid in full upfront and goods move into production.
80%
On Jinport terms
You settle the balance later, typically two to three months out, on the supply terms Jinport provides.
You
The buyer
Approved for trade credit, pays a 20% deposit, then the balance later
order & deposit
Jinport
Provides the terms
Through our exclusive supply chain partnership, the factory is paid in full upfront and the supply terms are extended to you
100% upfront
Source
The factory
Produces and ships the goods, paid in full on day one
Shipping terms

Understanding CIF and FOB.

When you place an order you choose a shipping basis. It sets who arranges and pays for the ocean freight and cargo insurance. With both, risk passes to you once the goods are loaded onto the vessel at the port of origin.

CIF

Cost, Insurance & Freight

Simpler. The supplier handles shipping.
  • The supplier pays the ocean freight to your port.
  • The supplier arranges cargo insurance at minimum cover.
  • Freight and insurance are built into the price.
  • You handle import clearance, duties and delivery.
  • Good for buyers who want a simple landed-to-port price.
FOB

Free On Board

More control. You arrange shipping.
  • The supplier loads the goods and clears export.
  • You arrange and pay the ocean freight yourself.
  • You arrange your own insurance and level of cover.
  • You handle import clearance, duties and delivery.
  • Good for buyers who want control and may save on freight.

The main difference is who arranges freight and insurance, not when risk passes. Under both CIF and FOB, risk transfers to you when the goods are loaded onto the vessel. Neither includes import duties or taxes, which are always the buyer’s. If you are newer to importing, CIF keeps things simple. If you have your own freight arrangements, FOB can give you more control. You choose the basis on each order.

Settlement terms

When the balance falls due.

Shipping basis
Deposit
Balance due
FOB
20% at checkout
Within 3 months
CIF
20% at checkout
Within 2 months

Important. Jinport is a wholesale marketplace, not a lender. The approved trade credit and the deposit and balance arrangement are supply terms Jinport provides through its exclusive partnership with Jiashan Luoxing Wenxin Supply Chain Management Co., Ltd., under which the underlying factory is paid in full upfront. Jinport does not lend money, provide credit, or arrange finance in its own right. Terms vary by order and by approval. No minimum order.